Kendall County property record for 339 Millstream Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,726 sqft · built 2000 |
| Lot Size | 0.278 acres (12,099 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Feb 2017) |
| Tax Bill | $10,480 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-140-002 |
| Primary APN | 03-18-140-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 4,836 sqft |
| 1st Floor Area | 2,726 sqft |
| Basement Area | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,099 sqft (0.278 acres) |
| Lot Dimensions | 126 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 339 MILLSTREAM LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | RIVER RUN SUB |
| Legal Lot Number | 57 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 890301 |
Source: Kendall County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU |
| Feb 16, 2018 | Deed of Trust, Mortgage · ARM BUSEY BANK |
| Feb 23, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2017 · Amount on Record |
| Deed Sale | Feb 23, 2017 · Amount on Record |
| Prior Sale | Oct 3, 2000 · Amount on Record |
| Deed Document Number | 20173126 |
| Prior Transfer Date | Dec 18, 2014 |
| Prior Transfer Doc | 0000001800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010412 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 202300010412 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007608 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 202100007608 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002260 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 201800002260 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 23, 2017 |
| Property Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Document Number | 0000003126 |
| Map Reference | DOC0000542 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 201700003126 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Address | 339 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Document Number | 0000003127 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 201700003127 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2032 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,861 (+39.15%) Land $36,467 Building $113,394 | $449,583 (+39.15%) Land $109,401 Building $340,182 | |
| 2024 | $10,480.00 | ||
| 2022 | $107,697 Land $26,207 Building $81,490 | $323,091 Land $78,621 Building $244,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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