335 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 335 Millstream Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,779 sqft · built 2000
Lot Size0.258 acres (11,243 sqft)
Owner2 Individual Names on Record
Last Sale$262,500 (Jan 2001)
Tax Bill$10,113 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-222-001

Property Details

APN / Parcel Number

Primary APN03-18-222-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,779 sqft Living Area
Gross Area4,928 sqft
1st Floor Area2,779 sqft
Basement Area1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,243 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address335 MILLSTREAM LN
CityOSWEGO
StateIL
Zip60543-8279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionRIVER RUN SUB
Legal Lot Number59
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2008
Census Tract890301

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address335 MILLSTREAM LN, OSWEGO, IL 60543-8279
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Dec 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2001 · Amount on Record
Deed SaleJan 17, 2001 · Amount on Record
Deed Document Number2001842
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address335 MILLSTREAM LN, OSWEGO, IL 60543-8279
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address336 MILLSTREAM LN, OSWEGO, IL 60543-8274

Mortgage

Document Number0000017093
DateOct 20, 2022
Instrument202200017093
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address335 MILLSTREAM LN, OSWEGO, IL 60543-8279
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019333
DateDec 8, 2017
Instrument201700019333
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2027
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,537 (+39.15%) Land $36,467 Building $116,070$457,611 (+39.15%) Land $109,401 Building $348,210
2024$10,113.00
2022$109,621 Land $26,207 Building $83,414$328,863 Land $78,621 Building $250,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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