329 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 329 Millstream Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,152 sqft · built 2001
Lot Size0.255 acres (11,117 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Oct 2026)
Tax Bill$8,784 (2025)
Deeds & MortgagesOct 2026 Sale
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-222-004

Property Details

APN / Parcel Number

Primary APN03-18-222-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,152 sqft Living Area
Gross Area3,656 sqft
1st Floor Area2,152 sqft
Basement Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialVinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,117 sqft (0.255 acres)
Lot Dimensions125 ft deep x 91 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address329 MILLSTREAM LN
CityOSWEGO
StateIL
Zip60543-8279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionRIVER RUN SUB
Legal Lot Number62
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2008
Census Tract890301

Owner

329 Millstream Ln is owned by an individual who bought it in October 2026.

Source: Kendall County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2647 LUPINE CIR, NAPERVILLE, IL 60564-4950
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Jul 2, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2026 · Amount on File
Deed SaleOct 8, 2026 · Amount on File
Prior SaleSep 14, 2001 · Amount on File
Deed Document Number202614723
Prior Transfer DateJun 15, 2018
Prior Transfer Doc0000009169
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 8, 2026
Property Address329 MILLSTREAM LN, OSWEGO, IL 60543-8279
Document Number0000014723
Instrument DateJul 16, 2026
Instrument202614723
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$136,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2647 LUPINE CIR, NAPERVILLE, IL 60564-4950

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateJul 2, 2018
Property Address329 MILLSTREAM LN, OSWEGO, IL 60543-8279
Document Number0000009169
Map ReferenceDOC0000542
Instrument DateJun 15, 2018
Instrument201800009169
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address329 MILLSTREAM LN, OSWEGO, IL 60543-8279

Mortgage

Document Number0000009170
DateJul 2, 2018
Instrument201800009170
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 329 Millstream Ln was $8,784, up 3.9% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,784.00 (+3.87%)$122,211 Land $30,391 Building $91,820$366,633 Land $91,173 Building $275,460
2024$8,457.00
2022$87,826 Land $21,840 Building $65,986$263,478 Land $65,520 Building $197,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 329 Millstream Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 Millstream Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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