Kendall County property record for 332 Millstream Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,745 sqft · built 2001 |
| Lot Size | 0.29 acres (12,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jan 2021) |
| Tax Bill | $9,677 (2024) |
| Deeds & Mortgages | Jan 2022 Transfer Aug 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-220-007 |
| Primary APN | 03-18-220-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,745 sqft Living Area |
| Gross Area | 4,906 sqft |
| 1st Floor Area | 2,745 sqft |
| Basement Area | 1,555 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,631 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 332 MILLSTREAM LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | RIVER RUN SUB |
| Legal Lot Number | 17 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 890301 |
332 Millstream Ln is owned and occupied by two individuals who acquired it in January 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Jan 5, 2021 | Deed, Transfer · FHA Mortgage SERVION INC |
| Jan 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Prior Sale | Mar 8, 2001 · Amount on File |
| Deed Document Number | 2021209 |
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0000000373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 6, 2022 |
| Property Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Number | 0000000373 |
| Map Reference | DOC 0000542 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 202200000373 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000012474 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 201700012474 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 5, 2021 |
| Property Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Number | 0000000209 |
| Map Reference | DOC 0000542 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 202100000209 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Number | 0000000210 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 202100000210 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 7, 2020 |
| Property Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Number | 0000000193 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 193 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 322 MILLSTREAM LN OSWEGO IL 605438274, OSWEGO, IL 60543-8274 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 31, 2017 |
| Property Address | 332 MILLSTREAM LN, OSWEGO, IL 60543-8274 |
| Document Number | 0000008126 |
| Instrument Date | May 30, 2017 |
| Instrument | 8126 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 MILLSTREAM LN OSWEGO IL 605438274, OSWEGO, IL 60543-8274 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,884 (+1%) Land $30,391 Building $108,493 | $416,652 (+1%) Land $91,173 Building $325,479 | |
| 2024 | $9,677.00 | $126,258 Land $27,628 Building $98,630 | $378,774 Land $82,884 Building $295,890 |
| 2022 | $99,808 Land $21,840 Building $77,968 | $299,424 Land $65,520 Building $233,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 332 Millstream Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 332 Millstream Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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