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3365 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3365 Wauseon Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,166 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$411,039 (Sep 2020)
Tax Bill$7,751 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN202631344400011280

Property Details

APN / Parcel Number

Primary APN202631344400011280

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,166 sqft Heated Area
Gross Area3,756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3365 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 128
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase2
Legal Tract3444
Legal Lot Number128
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344400011280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3365 WAUSEON DR, SAINT CLOUD, FL 34772-8972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Special Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Oct 31, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Deed Document Number2020131197
Deed Book / Page5803 / 1465
Record UpdatedJun 08, 2026

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2020
Property Address3365 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0058031465
Book / Page5803 / 1465
Map ReferenceMB 27 PG 30-32
Instrument DateSep 29, 2020
Instrument2020131197
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,877.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address3365 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number0058031467
DateSep 30, 2020
Instrument5803/1467
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateOct 31, 2019
Property Address3365 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0056152434
Book / Page005615 / 002434
Instrument DateOct 30, 2019
Instrument141534
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number56152434
DateOct 31, 2019
Book Page005615/002434
Instrument141534
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,751.00 (+6.27%) Homeowner's exemption$386,124 (+5.99%)$482,300 (+1.13%) Land $100,000 Building $382,300
2023$7,294.00 (+2.63%) Homeowner's exemption$364,313 (+3%)$476,900 (+26%) Land $95,000 Building $381,900
2022$7,107.00 Homeowner's exemption$353,702$378,500 Land $80,000 Building $298,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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