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3385 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3385 Cardinal Pl, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,542 sqft · built 2021
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on File
Last Sale$46,000 (Feb 2021)
Tax Bill$1,327 (2025)
Deeds & MortgagesFeb 2025 Transfer
Feb 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000041510143

Property Details

APN / Parcel Number

Primary APN000041510143
Alternative APN
  • 41510143

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,542 sqft Heated Area
Gross Area1,612 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area213,444 sqft (4.9 acres)
PorchPorch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041510143
Street Address3385 CARDINAL PL
CityCHIPLEY
StateFL
Zip32428-5603
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionLOT B-143 LEISURE LAKES 1ST ADDITION REC PLAT, ORB 1199 P 298, ORB 1328 P 226.
Legal Range15W
Legal Township01N
Legal Section14
Legal SubdivisionLEISURE LAKES 1ST ADD
Legal Block143
Legal Lot NumberB-143
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records · APN 000041510143

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2025Intrafamily Transfer, Transfer
Feb 23, 2021Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Apr 01, 2020Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleFeb 23, 2021 · Amount on Record
Deed Document Number0067001269
Deed Book / Page1199 / 298
Last Transfer DateFeb 11, 2025
Transfer Doc0067000964
Record UpdatedJun 08, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateFeb 11, 2025
Property Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603
Document Number0067000964
Book / Page1328 / 226
Map ReferenceMB 3 PG 179
Instrument DateFeb 07, 2025
Instrument202567000964
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603

Transferred To (Grantee/Buyer)

NameVerified Name
Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 23, 2021
Property Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603
Document Number0067001269
Book / Page1199 / 298
Map ReferenceMB 3 PG 179
Instrument DateFeb 22, 2021
Instrument202167001269
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Tax$322.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2460 DUMAJACK RD, CHIPLEY, FL 32428-3561

Transferred To (Grantee/Buyer)

NameVerified Name
Address9841 STEEL FIELD RD, PANAMA CITY BEACH, FL 32413-9465

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 01, 2020
Property Address3385 CARDINAL PL, CHIPLEY, FL 32428-5603
Document Number0067002459
Book / Page001173 / 000293
Instrument DateApr 01, 2020
Instrument67002459
Transaction TypeTransfer
Record UpdatedJun 03, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$273.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address119 N COVE LN PANAMA CITY FL 324014028, PANAMA CITY, FL 32401-4028

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,327.00 (+7.19%) Homeowner's exemption$136,654 (+2.9%)$209,958 (+18.32%) Land $64,680 Building $145,278
2024$1,238.00 (+2.74%) Homeowner's exemption$132,803 (+3%)$177,447 (+21.27%) Land $63,700 Building $113,747
2023$1,205.00 (+3.52%) Homeowner's exemption$128,935 (+3%)$146,327 (+16.89%) Land $53,900 Building $92,427
2022$1,164.00 Homeowner's exemption$125,180 Land $41,650 Building $83,530$125,180 Land $41,650 Building $83,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021, rainfall accumulation
Claims By Storm
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wildstar Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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