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3435 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3435 Cardinal Pl, Chipley, FL 32428

Property Summary

Property TypeResidential Vacant Land
Lot Size3.55 acres (154,638 sqft)
OwnerIndividual Name on File
Last Sale$59,000 (Jan 2023)
Tax Bill$649 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN000041510150

Property Details

APN / Parcel Number

Primary APN000041510150
Alternative APN
  • 41510150

Exterior

Lot Area154,638 sqft (3.55 acres)

Location & Zoning

Account Number000041510150
Street Address3435 CARDINAL PL
CityCHIPLEY
StateFL
Zip32428-5637
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT B-150 LEISURE LAKES 1ST ADDITION REC. PLAT, ORB 1261 P 935
Legal Range15W
Legal Township01N
Legal Section14
Legal SubdivisionLEISURE LAKES 1ST ADD
Legal Block150
Legal Lot NumberB-150
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

3435 Cardinal Pl, residential vacant land, is owned by an individual who bought it in January 2023.

Source: Washington County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address4497 LEISURE LAKES DR, CHIPLEY, FL 32428-5624
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on File
Deed SaleJan 4, 2023 · Amount on File
Deed Document Number202367000047
Deed Book / Page1261 / 935
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 4, 2023
Property Address3435 CARDINAL PL, CHIPLEY, FL 32428-5637
Document Number0067000047
Book / Page1261 / 935
Map ReferenceMB 3 PG 179
Instrument DateJan 3, 2023
Instrument202367000047
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$413.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2778 LUCAS LAKE RD, CHIPLEY, FL 32428-7332

Transferred To (Grantee/Buyer)

NameVerified Name
Address4497 LAISURE DRIVE, CHIPLEY, FL 32428

Tax Assessment & Valuation

The 2025 property tax bill for 3435 Cardinal Pl was $649, up 4.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$649.00 (+4.51%)$46,860 (+1.54%) Land $46,860$46,860 (+1.54%) Land $46,860
2024$621.00 (+64.72%)$46,150 (+18.18%) Land $46,150$46,150 (+18.18%) Land $46,150
2023$377.00 (+18.55%)$39,050 (+29.41%) Land $39,050$39,050 (+29.41%) Land $39,050
2022$318.00$30,175 Land $30,175$30,175 Land $30,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3435 Cardinal Pl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3435 Cardinal Pl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Pl

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