3348 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3348 Cardinal Pl, Chipley, FL 32428

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$37,800 (Jul 2026)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000041410120`

Property Details

APN / Parcel Number

Primary APN	`000041410120`
Alternative APNs	`00000000-00-4141-0120` `41410120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Porch	Unfinished Open Porch
Porch Area	72 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3348 CARDINAL PL
City	CHIPLEY
State	FL
Zip	32428-5602
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT A-120 LEISURE LAKES REC PLAT ORB 1118 P 295
Legal Range	15W
Legal Township	01S
Legal Section	11
Legal Subdivision	LEISURE LAKES
Legal Block	20
Legal Lot Number	A-120
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1024
Census Tract	970302

Owner

Source: Washington County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3451 LAKESHORE DR, TALLAHASSEE, FL 32312-1486
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Certificate of Transfer, Transfer
Nov 12, 2025	Intrafamily Transfer, Transfer
May 22, 2018	Grant Deed, Transfer · Conventional with PMI TRUST #3348 (CT)
Sep 22, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20265311
Deed Book / Page	1376 / 651
Prior Transfer Date	Apr 11, 2025
Prior Transfer Doc	0067008132
Record Updated	Sep 20, 2026

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jul 9, 2026
Property Address	3348 CARDINAL PL, CHIPLEY, FL 32428-5602
Document Number	0000005311
Book / Page	1376 / 651
Instrument Date	Jul 8, 2026
Instrument	20265311
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Tax	$26,724.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 LAKESHORE DR, TALLAHASSEE, FL 32312-1486

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Nov 12, 2025
Property Address	3348 CARDINAL PL, CHIPLEY, FL 32428-5602
Document Number	0067008132
Book / Page	1353 / 573
Map Reference	MB 3 PG 167
Instrument Date	Apr 11, 2025
Instrument	202567008132
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3348 CARDINAL PL, CHIPLEY, FL 32428-5602

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 22, 2018
Property Address	3348 CARDINAL PL, CHIPLEY, FL 32428-5602
Document Number	0067003477
Book / Page	001118 / 000295
Instrument Date	May 15, 2018
Instrument	67003477
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3348 CARDINAL PL CHIPLEY FL 324285602, CHIPLEY, FL 32428-5602

Mortgage

Document Number	67003478
Date	May 22, 2018
Book Page	001118/000297
Instrument	67003478

Lender

Name	TRUST #3348 (CT)
Address	PANAMA CITY BEACH, FL 32417

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2033

Interest

Rate	18%

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 22, 2017
Property Address	3348 CARDINAL PL, CHIPLEY, FL 32428-5602
Document Number	0067006473
Book / Page	001099 / 000941
Instrument Date	Sep 20, 2017
Instrument	67006473
Transaction Type	Foreclosure
Record Updated	Oct 9, 2017

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 9881 PANAMA CITY BEACH FL 32407, PANAMA CITY BEACH, FL 32407

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00 (+5.72%)	$95,380 (-5.99%) Land $36,300 Building $59,080	$95,380 (-5.99%) Land $36,300 Building $59,080
2024	$1,014.00 (+18.18%)	$101,457 (+32.57%) Land $35,750 Building $65,707	$101,457 (+32.57%) Land $35,750 Building $65,707
2023	$858.00 (+12.16%)	$76,529 (+17.2%) Land $30,250 Building $46,279	$76,529 (+17.2%) Land $30,250 Building $46,279
2022	$765.00	$65,300 Land $23,375 Building $41,925	$65,300 Land $23,375 Building $41,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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