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3365 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3365 Cardinal Pl, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,392 sqft · built 1994
Lot Size3.11 acres (135,907 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Mar 2016)
Tax Bill$1,246 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN000041510139

Property Details

APN / Parcel Number

Primary APN000041510139
Alternative APN
  • 41510139

Interior

Full Baths1 Bath
Building Area1,392 sqft Heated Area
Gross Area2,104 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area135,907 sqft (3.11 acres)

Exterior Amenities

PorchOpen Porch
Porch Area672 sqft
Patio Area40 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041510139
Street Address3365 CARDINAL PL
CityCHIPLEY
StateFL
Zip32428-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-139 LEISURE LAKES 1ST ADDITION REC PLAT ORB 1050 P 359
Legal Range15W
Legal Township01N
Legal Section14
Legal SubdivisionLEISURE LAKES 1ST ADD
Legal Block139
Legal Lot NumberB-139
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3365 CARDINAL PL, CHIPLEY, FL 32428-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2016 · Amount on Record
Deed SaleMar 29, 2016 · Amount on Record
Deed Document Number201667001727
Deed Book / Page1050 / 359
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3365 CARDINAL PL, CHIPLEY, FL 32428-5603
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3365 CARDINAL PL, CHIPLEY, FL 32428-5603

Mortgage

Document Number0067003152
DateApr 29, 2021
Book Page1205/125
Instrument202167003152
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,246.00 (+7.23%) Homeowner's exemption$130,852 (+2.9%)$238,302 (+12.03%) Land $41,184 Building $197,118
2024$1,162.00 (+7%) Homeowner's exemption$127,164 (+5.79%)$212,715 (+12.5%) Land $40,560 Building $172,155
2023$1,086.00 (+3.63%) Homeowner's exemption$120,203 (+3%)$189,080 (+12.38%) Land $34,320 Building $154,760
2022$1,048.00 Homeowner's exemption$116,702$168,244 Land $26,520 Building $141,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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