362 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 362 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,551 sqft · built 2018
Lot Size	0.104 acres (4,522 sqft)
Owner	2 Company Names on Record
Last Sale	$674,000 (Oct 2018)
Tax Bill	$13,605 (2026)
Deeds & Mortgages	Sep 2023 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-100-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-100-000`
Alternative APN	`262-230-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,522 sqft (0.104 acres)
Garage Type	Detached
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-10
Street Address	362 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	362 E RAMSEY DR, TRACY, CA 95391-8824
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Intrafamily Transfer, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit SAFE CU
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Oct 26, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2018118362
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 18, 2023
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000074046
Map Reference	MB 42 PG 80
Instrument Date	Sep 11, 2023
Instrument	2023-074046
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 E RAMSEY DR, TRACY, CA 95391-8824

Mortgage

Document Number	0000046081
Date	Mar 15, 2021
Instrument	2021-046081

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY MANTECA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W BONNER DR, MOUNTAIN HOUSE, CA 95391-1365

Mortgage

Document Number	0000028034
Date	Mar 21, 2019
Instrument	2019-028034

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118058
Date	Oct 16, 2019
Instrument	2019-118058

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118057
Date	Oct 16, 2019
Instrument	2019-118057

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2018
Property Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000118362
Map Reference	MB 42 PG 80
Instrument Date	Aug 10, 2018
Instrument	2018-118362
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	362 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000118363
Date	Oct 26, 2018
Instrument	2018-118363

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,605.00 (+12.76%)
2025	$12,065.00 (+4.56%)	$751,508 (+4.04%) Land $133,860 Building $617,648
2023	$11,539.00 (+2.16%)	$722,328 Land $128,663 Building $593,665	$1,009,260
2022	$11,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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