Hernando County property record for 3357 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,676 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $502,000 (2022) |
| Tax Bill | $4,581.00 (2025) |
| Primary APN | R13-223-16-2390-1320-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,676 sqft Living Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 1,620 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 648 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00169953 |
|---|---|
| Street Address | 3357 FERNLEAF DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 14 BLK 132 LOT 31 ORB 449 PG 555 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 14 |
| Legal Block | 132 |
| Legal Lot Number | 31 |
| Legal Unit | 14 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2390-1320-0310
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 3357 FERNLEAF DR, HERNANDO BEACH, FL 34607-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 26, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GSF MORTGAGE CORP |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Doc Number | 2022041251 |
| Deed Book / Page | 4175 / 1869 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3357 FERNLEAF DR, HERNANDO BEACH, FL 34607-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041260877 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 4126/877 |
| Instrument | 2022011363 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 25, 2022 |
| Property Address | 3357 FERNLEAF DR, HERNANDO BEACH, FL 34607-3408 |
| Document Number | 0041751869 |
| Book / Page | 4175 / 1869 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022041251 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,514.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3260 SWANS RD NE, NEWARK, OH 43055-9725 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3351 CROAKER DR, HERNANDO BEACH, FL 34607-3648 |
| Document Number | 0041751870 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 4175/1870 |
| Instrument | 2022041252 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 26, 2017 |
| Property Address | 3357 FERNLEAF DR, HERNANDO BEACH, FL 34607-3408 |
| Document Number | 0034630818 |
| Book / Page | 3463 / 0818 |
| Map Reference | MB11 PG60 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 2017023444 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4182 ANGELICA AVE, 4182, BROOKSVILLE, FL 34601-5844 |
| Name | Verified Name |
|---|---|
| Address | 3357 FERNLEAF DR, HERNANDO BEACH, FL 34607-3408 |
| Document Number | 0034630819 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 3463/0819 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,581.00 (-24.24%) Additional exemption filed | $387,784 (-16.83%) Land $60,250 Building $327,534 | $387,784 (-16.83%) Land $60,250 Building $327,534 |
| 2023 | $466,242 (+68.02%) Land $63,653 Building $402,589 | ||
| 2022 | $6,047.00 Homeowner's exemption | $277,491 | $466,242 Land $58,250 Building $407,992 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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