3340 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3340 Cardinal Pl, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 2,261 sqft · built 2001
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2020)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000041410121`

Property Details

APN / Parcel Number

Primary APN	`000041410121`
Alternative APN	`41410121`

Interior

Full Baths	2 Baths
Building Area	2,261 sqft Heated Area
Gross Area	3,184 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	103,673 sqft (2.38 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	299 sqft
Patio Area	624 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000041410121
Street Address	3340 CARDINAL PL
City	CHIPLEY
State	FL
Zip	32428-5602
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT A-121 LEISURE LAKES REC PLAT, ORB 1167 P 857
Legal Range	15W
Legal Township	01N
Legal Section	11
Legal Subdivision	LEISURE LAKES
Legal Block	4141
Legal Lot Number	A-121
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1024
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3340 CARDINAL PL, CHIPLEY, FL 32428-5602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Aug 21, 2000 · Amount on Record
Deed Document Number	202067000683
Deed Book / Page	1167 / 0857
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 24, 2020
Property Address	3340 CARDINAL PL, CHIPLEY, FL 32428-5602
Document Number	0067000683
Book / Page	1167 / 0857
Map Reference	MB 3 PG 167
Instrument Date	Jan 23, 2020
Instrument	202067000683
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 CARDINAL PL, CHIPLEY, FL 32428-5602

Mortgage

Document Number	0000000859
Date	Jan 24, 2020
Instrument	1167/0859

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+6.95%) Homeowner's exemption	$151,976 (+2.9%)	$223,408 (+16.47%) Land $31,416 Building $191,992
2024	$1,439.00 (+2.57%) Homeowner's exemption	$147,693 (+3%)	$191,815 (+21.8%) Land $30,940 Building $160,875
2023	$1,403.00 (+3.39%) Homeowner's exemption	$143,391 (+3%)	$157,485 (+13.12%) Land $26,180 Building $131,305
2022	$1,357.00 Homeowner's exemption	$139,215 Land $20,230 Building $118,985	$139,215 Land $20,230 Building $118,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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