Bergen County and Ramsey Borough property record for 336 Elbert St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 1978 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Apr 2024) |
| Tax Bill | $22,672 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01311-0000-00001-04 |
| Primary APN | 48-01311-0000-00001-04 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 116 ft deep x 120 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 48013110000000014 |
|---|---|
| Street Address | 336 ELBERT ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.320AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 1311 |
| Legal Lot Number | 1.4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 336 ELBERT ST, RAMSEY, NJ 07446-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 23, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Sep 24, 1993 · Amount on Record |
| Deed Document Number | 202422991 |
| Deed Book / Page | 5220 / 1032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 336 ELBERT ST, RAMSEY, NJ 07446-1009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051930430 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 5193/430 |
| Instrument | 2024013832 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 23, 2024 |
| Property Address | 336 ELBERT ST, RAMSEY, NJ 07446-1009 |
| Document Number | 0052201032 |
| Book / Page | 5220 / 1032 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024022991 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 SCHINDLER TER, WEST ORANGE, NJ 07052-1077 |
| Name | Verified Name |
|---|---|
| Address | 336 ELBERT ST, RAMSEY, NJ 07446-1009 |
| Document Number | 2024022992 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024022992 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,104,400 (+0.3%) Land $444,200 Building $660,200 | $1,104,400 (+0.3%) Land $444,200 Building $660,200 | |
| 2025 | $22,672.00 (+1.7%) | $1,101,100 (+39.38%) Land $444,200 Building $656,900 | $1,101,100 (+39.38%) Land $444,200 Building $656,900 |
| 2024 | $22,293.00 (+7.59%) | ||
| 2023 | $790,000 Land $366,000 Building $424,000 | $790,000 Land $366,000 Building $424,000 | |
| 2022 | $20,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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