310 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 310 Elbert St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,846 sqft · built 1977
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2011)
Tax Bill	$17,835 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01501-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`48-01501-0000-00007`
Alternative APN	`480150100007`

Interior

Stories	1 Story
Building Area	2,846 sqft Living Area
1st Floor Area	2,846 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	310 ELBERT ST
City	RAMSEY
State	NJ
Zip	07446-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.330AC
Legal Block	1501
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01501-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	310 ELBERT ST, RAMSEY, NJ 07446-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2011 · Amount on Record
Deed Sale	Jun 02, 2011 · Amount on Record
Prior Sale	Jul 19, 1995 · Amount on Record
Deed Document Number	20117532441
Deed Book / Page	753 / 2441
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	310 ELBERT ST, RAMSEY, NJ 07446-1009
Document Number	0029311584
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 ELBERT ST RAMSEY NJ 074461009, RAMSEY, NJ 07446-1009

Mortgage

Document Number	0029311584
Date	May 04, 2018
Book Page	002931/001584
Instrument	31420

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2048

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,100 (+0.45%) Land $444,800 Building $425,300	$870,100 (+0.45%) Land $444,800 Building $425,300
2025	$17,835.00 (-7.42%)	$866,200 (+26.88%) Land $444,800 Building $421,400	$866,200 (+26.88%) Land $444,800 Building $421,400
2024	$19,265.00 (+7.58%)
2023		$682,700 Land $366,500 Building $316,200	$682,700 Land $366,500 Building $316,200
2022	$17,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.