Bergen County and Ramsey Borough property record for 337 Elbert St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,929 sqft · built 1980 |
| Lot Size | 0.599 acres (26,092 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Jan 2019) |
| Tax Bill | $24,195 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01310-0000-00002-03 |
| Primary APN | 48-01310-0000-00002-03 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,929 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 26,092 sqft (0.599 acres) |
| Lot Dimensions | 199 ft deep x 131 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 48013100000000023 |
|---|---|
| Street Address | 337 ELBERT ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.599AC |
| Legal Block | 1310 |
| Legal Lot Number | 2.3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-01310-0000-00002-03
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 337 ELBERT ST, RAMSEY, NJ 07446-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 19, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jan 22, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on Record |
| Deed Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 20195131 |
| Deed Book / Page | 3160 / 2245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 337 ELBERT ST, RAMSEY, NJ 07446-1007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0044190201 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4419/201 |
| Instrument | 2021158230 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 337 ELBERT ST, RAMSEY, NJ 07446-1007 |
| Document Number | 0033811312 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 337 ELBERT ST RAMSEY NJ 074461007, RAMSEY, NJ 07446-1007 |
| Document Number | 0033811312 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 003381/001312 |
| Instrument | 70453 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2019 |
| Property Address | 337 ELBERT ST, RAMSEY, NJ 07446-1007 |
| Document Number | 0031602245 |
| Book / Page | 003160 / 002245 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 5131 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | PARK PLACE TITLE AGENCY, PARK PLACE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $835.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 337 ELBERT ST RAMSEY NJ 074461007, RAMSEY, NJ 07446-1007 |
| Document Number | 31602252 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 003160/002252 |
| Instrument | 5131 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,173,900 (-0.1%) Land $460,100 Building $713,800 | $1,173,900 (-0.1%) Land $460,100 Building $713,800 | |
| 2025 | $24,195.00 (-1.9%) | $1,175,100 (+34.45%) Land $460,100 Building $715,000 | $1,175,100 (+34.45%) Land $460,100 Building $715,000 |
| 2024 | $24,664.00 (+10.95%) | ||
| 2023 | $874,000 Land $379,200 Building $494,800 | $874,000 Land $379,200 Building $494,800 | |
| 2022 | $22,229.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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