329 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 329 Elbert St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,700 sqft · built 1977
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Jul 2020)
Tax Bill	$20,578 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01503-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`48-01503-0000-00003-01`
Alternative APN	`48015030000000031`

Interior

Stories	2 Stories
Building Area	2,700 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	25,395 sqft (0.583 acres)
Lot Dimensions	200 ft deep x 127 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	48015030000000031
Street Address	329 ELBERT ST
City	RAMSEY
State	NJ
Zip	07446-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.583AC
Legal Block	1503
Legal Lot Number	3.1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1006
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 ELBERT ST, RAMSEY, NJ 07446-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202067042
Deed Book / Page	3647 / 522
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2020
Property Address	329 ELBERT ST, RAMSEY, NJ 07446-1007
Document Number	0036470522
Book / Page	003647 / 000522
Instrument Date	May 4, 2020
Instrument	20067042
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	329 ELBERT ST RAMSEY NJ 074461007, RAMSEY, NJ 07446-1007

Mortgage

Document Number	36470528
Date	Jul 21, 2020
Book Page	003647/000528
Instrument	67043

Lender

Name	GET A RATE LLC
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,004,400 (+0.5%) Land $459,600 Building $544,800	$1,004,400 (+0.5%) Land $459,600 Building $544,800
2025	$20,578.00 (-2.01%)	$999,400 (+34.29%) Land $459,600 Building $539,800	$999,400 (+34.29%) Land $459,600 Building $539,800
2024	$21,001.00 (+7.59%)
2023		$744,200 Land $378,800 Building $365,400	$744,200 Land $378,800 Building $365,400
2022	$19,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300