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3359 Merchant Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 3359 Merchant Ln, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,740 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2024)
Tax Bill$3,639 (2023)
Deeds & MortgagesMay 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN03008B0080.000000

Property Details

APN / Parcel Number

Primary APN03008B0080.000000
Alternative APNs
  • 4672 46 8806
  • 173967
  • 81013

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,740 sqft Living Area
Gross Area3,490 sqft
1st Floor Area1,220 sqft
Upper Floors Area1,520 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions105 ft deep x 70 ft wide
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area350 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number173967
Street Address3359 MERCHANT LN
CityDAVIDSON
StateNC
Zip28036-7785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 80 FARM AT RIVERPOINTE
Legal SubdivisionFARM AT RIVERPOINTE FRONT
Legal Lot Number80
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1022
Census Tract41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3359 MERCHANT LN, DAVIDSON, NC 28036-7785
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleMay 25, 2011 · Amount on Record
Deed Document Number202422847
Deed Book / Page17156 / 270
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3359 MERCHANT LN, DAVIDSON, NC 28036-7785
Transaction TypeMortgage
Record UpdatedMay 17, 2024
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3359 MERCHANT LN, DAVIDSON, NC 28036-7785

Mortgage

Document Number0001692326
DateMay 8, 2024
Book Page16923/26
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,780 (-) Land $95,000 Building $342,780
2025$437,780 (+64.83%) Land $95,000 Building $342,780
2024$437,780 (+64.83%) Land $95,000 Building $342,780
2023$3,639.00$265,590 Land $50,000 Building $215,590$265,590 Land $50,000 Building $215,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people · EPA ID NC2013022
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merchant Ln

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