3354 Merchant Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 3354 Merchant Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,741 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$210,500 (May 2014)
Tax Bill	$3,744 (2023)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03008B0065.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0065.000000`
Alternative APNs	`4672 46 8689` `117140`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,741 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	1,621 sqft
Upper Floors Area	1,120 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117140
Street Address	3354 MERCHANT LN
City	DAVIDSON
State	NC
Zip	28036-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 65 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE FRONT
Legal Lot Number	65
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1020
Census Tract	41301

Owner

3354 Merchant Ln is owned by a company that bought it in May 2014.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2014 · Amount on File
Deed Sale	May 14, 2014 · Amount on File
Prior Sale	May 31, 2006 · Amount on File
Deed Book / Page	10960 / 62
Record Updated	Oct 29, 2026

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 26, 2017
Property Address	3354 MERCHANT LN, DAVIDSON, NC 28036-7785
Document Number	12599164
Book / Page	012599 / 000164
Instrument Date	Jul 26, 2017
Instrument	19065
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	12599194
Date	Jul 26, 2017
Book Page	012599/000194
Instrument	19066

Lender

Name	GERMAN AM CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,750 Land $95,000 Building $354,750
2024			$449,750 (+64.55%) Land $95,000 Building $354,750
2023	$3,744.00	$273,320 Land $50,000 Building $223,320	$273,320 Land $50,000 Building $223,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3354 Merchant Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3354 Merchant Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merchant Ln

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