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3350 Merchant Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 3350 Merchant Ln, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,912 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$221,000 (Aug 2006)
Tax Bill$3,636 (2023)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03008B0066.000000

Property Details

APN / Parcel Number

Primary APN03008B0066.000000
Alternative APNs
  • 4672 46 8632
  • 44585

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,912 sqft Living Area
Gross Area3,732 sqft
1st Floor Area1,427 sqft
Upper Floors Area1,485 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 121 ft wide
Garage TypeFinished
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft
Patio Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44585
Street Address3350 MERCHANT LN
CityDAVIDSON
StateNC
Zip28036-7785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 66 FARM AT RIVERPOINTE
Legal SubdivisionFARM AT RIVERPOINTE FRONT
Legal Lot Number66
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1020
Census Tract41301

Owner

3350 Merchant Ln is owned and occupied by two individuals who bought it in August 2006.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3350 MERCHANT LN, DAVIDSON, NC 28036-7785
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2006 · Amount on File
Deed SaleAug 22, 2006 · Amount on File
Deed Book / Page6965 / 241
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3350 MERCHANT LN, DAVIDSON, NC 28036-7785
Document Number14358297
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3350 MERCHANT LN DAVIDSON NC 280367785, DAVIDSON, NC 28036-7785

Mortgage

Document Number14358297
DateJul 27, 2020
Book Page014358/000297
Instrument23799
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,100 Land $95,000 Building $341,100
2024$436,100 (+63.8%) Land $95,000 Building $341,100
2023$3,636.00$266,240 Land $50,000 Building $216,240$266,240 Land $50,000 Building $216,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3350 Merchant Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3350 Merchant Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people · EPA ID NC2013022
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merchant Ln

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