3364 Merchant Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 3364 Merchant Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,632 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Nov 2021)
Tax Bill	$3,587 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03008B0062.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0062.000000`
Alternative APNs	`4672 56 0815` `151406` `42284`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	1,220 sqft
Upper Floors Area	1,412 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	412 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	104 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	151406
Street Address	3364 MERCHANT LN
City	DAVIDSON
State	NC
Zip	28036-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 62 FARM AT RIVERPOINTE
Legal Subdivision	FARM RIVERPOINT PH 01B MAP 02
Legal Lot Number	62
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1020
Census Tract	41301

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3364 MERCHANT LN, DAVIDSON, NC 28036-7785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	0015676186
Deed Book / Page	15676 / 186
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 23, 2021
Property Address	3364 MERCHANT LN, DAVIDSON, NC 28036-7785
Document Number	0015676186
Book / Page	15676 / 186
Map Reference	MB 46 G 23
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 DELPHI WAY, 1602, NEW SMYRNA BEACH, FL 32168-9363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 MERCHANT LN, DAVIDSON, NC 28036-7785

Mortgage

Document Number	0015676188
Date	Nov 23, 2021
Instrument	15676/188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,587.00	$261,820 Land $50,000 Building $211,820	$261,820 Land $50,000 Building $211,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merchant Ln

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