3358 Michelles Whisper, Cincinnati, OH 45245 Property Records

Clermont County property record for 3358 Michelles Whisper, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,799 sqft · built 1999
Lot Size	2.25 acres (98,402 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2019)
Tax Bill	$8,405 (2025)
Deeds & Mortgages	Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-28-12A-136`

Property Details

APN / Parcel Number

Primary APN	`27-28-12A-136`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,799 sqft Living Area
1st Floor Area	2,739 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	98,402 sqft (2.25 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	284 sqft
Deck Area	120 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3358 MICHELLES WHISPER
City	CINCINNATI
State	OH
Zip	45245-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHELLE'S WHISPER; LOT 5
Legal Subdivision	MICHELLE'S WHISPER
Legal Lot Number	5
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1018
Census Tract	41506

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3358 MICHELLES WHISPER, CINCINNATI, OH 45245-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Feb 19, 1999 · Amount on Record
Deed Document Number	201911418
Deed Book / Page	2809 / 3213
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0000018666
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 4, 2019
Property Address	3358 MICHELLES WHISPER, CINCINNATI, OH 45245-3132
Document Number	0000011418
Book / Page	002809 / 003213
Instrument Date	May 29, 2019
Instrument	11418
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3358 MICHELLES WHISPER CINCINNATI OH 452453132, CINCINNATI, OH 45245-3132

Mortgage

Document Number	11419
Date	Jun 4, 2019
Book Page	002809/003215
Instrument	11419

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,405.00 (-47.67%)	$194,110 (-) Land $35,770 Building $158,340
2024			$554,600 (-) Land $102,200 Building $452,400
2023	$16,062.00 (+133.87%) Homeowner's exemption	$194,110 (+43.34%) Land $35,770 Building $158,340	$554,600 (+43.34%) Land $102,200 Building $452,400
2022	$6,868.00 Homeowner's exemption	$135,420 Land $24,960 Building $110,460
2020			$386,900 Land $71,300 Building $315,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michelles Whisper

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures