3350 Michelles Whisper, Cincinnati, OH 45245 Property Records

Clermont County property record for 3350 Michelles Whisper, Cincinnati, OH 45245 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	3,010 sqft Living Area
Lot Size	56,802 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2004)
Tax Bill	$8,646.00 (2025)

Owner

Source: Clermont County records · APN 27-28-12A-135

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3350 MICHELLES WHISPER, CINCINNATI, OH 45245-3132
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2004 · Amount on Record
Deed Sale	Jun 02, 2004 · Amount on Record
Prior Sale	Jul 06, 1999 · Amount on Record
Deed Doc Number	200423402
Deed Book / Page	1780 / 1790
Record Refreshed	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3350 MICHELLES WHISPER, CINCINNATI, OH 45245-3132
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 MICHELLES WHISPER, CINCINNATI, OH 45245-3132

Mortgage

Document Number	0000002017
Date	Feb 07, 2023
Book Page	2938/1330
Instrument	202300002017

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2053

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,646.00 (-47.7%)	$199,780 (-) Land $29,820 Building $169,960
2024			$570,800 (-) Land $85,200 Building $485,600
2023	$16,531.00 (+133.89%) Homeowner's exemption	$199,780 (+43.27%) Land $29,820 Building $169,960	$570,800 (+43.27%) Land $85,200 Building $485,600
2022	$7,068.00 Homeowner's exemption	$139,440 Land $20,790 Building $118,650
2020			$398,400 Land $59,400 Building $339,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`27-28-12A-135`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,010 sqft Living Area
1st Floor	918 sqft 1st Floor
Basement Area	1,174 sqft Basement
Unfinished Basement	1,174 sqft Unfinished
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Lot Area	56,802 sqft (1.3 acres)
Parking Spaces	3 Parking Spaces
Garage Area	836 sqft Garage
Deck Area	160 sqft Deck
Patio Area	24 sqft Patio
Porch Area	70 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3350 MICHELLES WHISPER
City	CINCINNATI
State	OH
Zip	45245-3132
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MICHELLE'S WHISPER; LOT 4
Legal Subdivision	MICHELLE'S WHISPER
Legal Lot Number	4
Jurisdiction	CLERMONT OH
Minor Civil Division	PIERCE
Census Blockgroup	1
Census Block	1018
Census Tract	41506