Clermont County property record for 3346 Michelles Whisper, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,630 sqft · built 2000 |
| Lot Size | 1.34 acres (58,719 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,606 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-12A-134 |
| Primary APN | 27-28-12A-134 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,630 sqft Living Area |
| 1st Floor Area | 2,603 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 58,719 sqft (1.34 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 346 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3346 MICHELLES WHISPER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHELLE'S WHISPER; LOT 3 |
| Legal Subdivision | MICHELLE'S WHISPER |
| Legal Lot Number | 3 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41506 |
Source: Clermont County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3346 MICHELLES WHISPER, CINCINNATI, OH 45245-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3346 MICHELLES WHISPER, CINCINNATI, OH 45245-3132 |
| Document Number | 0000011606 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3346 MICHELLES WHISPER CINCINNATI OH 452453132, CINCINNATI, OH 45245-3132 |
| Document Number | 0000011606 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 002809/004323 |
| Instrument | 11606 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,606.00 (-50.55%) | $185,890 (-) Land $30,140 Building $155,750 | |
| 2024 | $531,100 (-) Land $86,100 Building $445,000 | ||
| 2023 | $15,382.00 (+150.93%) Homeowner's exemption | $185,890 (+43.35%) Land $30,140 Building $155,750 | $531,100 (+43.35%) Land $86,100 Building $445,000 |
| 2022 | $6,130.00 Homeowner's exemption | $129,680 Land $21,040 Building $108,640 | |
| 2020 | $370,500 Land $60,100 Building $310,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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