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3351 Michelles Whisper, Cincinnati, OH 45245 Property Records

Clermont County property record for 3351 Michelles Whisper, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,300 sqft · built 2020
Lot Size2.5 acres (109,074 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (May 2020)
Tax Bill$6,454 (2025)
Deeds & MortgagesMay 2020 Sale
May 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-28-12A-132

Property Details

APN / Parcel Number

Primary APN27-28-12A-132

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,300 sqft Living Area
1st Floor Area1,988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area109,074 sqft (2.5 acres)
Garage Area936 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3351 MICHELLES WHISPER
CityCINCINNATI
StateOH
Zip45245-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMICHELLE'S WHISPER (REPLAT); LOT 1A
Legal SubdivisionMICHELLES WHISPER SUBDIVISION
Legal Lot Number1A
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1018
Census Tract41506

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3351 MICHELLES WHISPER, CINCINNATI, OH 45245-3133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 12, 2019Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC
Jun 6, 2017Survivorship Deed, Transfer · ARM
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2020 · Amount on Record
Deed SaleMay 20, 2020 · Amount on Record
Prior SaleJun 12, 2019 · Amount on Record
Deed Document Number202012101
Deed Book / Page2838 / 5696
Prior Transfer DateMar 11, 2020
Prior Transfer Doc0000012103
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMay 20, 2020
Property Address3351 MICHELLES WHISPER, CINCINNATI, OH 45245-3133
Document Number0000012101
Book / Page002838 / 005596
Instrument DateMar 16, 2020
Instrument12101
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3356 PREAKNESS PIKE CINCINNATI OH 452453125, CINCINNATI, OH 45245-3125

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateMay 20, 2020
Property Address3351 MICHELLES WHISPER, CINCINNATI, OH 45245-3133
Document Number0000012103
Book / Page002838 / 005700
Instrument DateMar 12, 2020
Instrument12103
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3351 MICHELLES WHISPER CINCINNATI OH 452453133, CINCINNATI, OH 45245-3133

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 12, 2019
Property Address3351 MICHELLES WHISPER, CINCINNATI, OH 45245-3133
Document Number0000012077
Book / Page002810 / 000747
Instrument DateJun 7, 2019
Instrument12077
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3351 MICHELLES WHISPER CINCINNATI OH 452453133, CINCINNATI, OH 45245-3133

June 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLERMONT OH
Recording DateJun 6, 2017
Property Address3351 MICHELLES WHISPER, CINCINNATI, OH 45245-3133
Document Number0000012601
Book / Page2709 / 1297
Map ReferencePL CAB 7 PG 242
Instrument DateMay 25, 2017
Instrument201700012601
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 LOCUST LAKE RD, AMELIA, OH 45102-1703

Mortgage

Document Number0000012602
DateJun 6, 2017
Book Page2709/1300
Instrument201700012602
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeARM
AmountAmount Recorded
Term180 Months
DueJun 1, 2032
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2020
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.75%
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictNew Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,454.00 (-51.01%)$159,220 (-) Land $33,320 Building $125,900
2024$454,900 (-) Land $95,200 Building $359,700
2023$13,175.00 (+153.85%) Homeowner's exemption$159,220 (+43.31%) Land $33,320 Building $125,900$454,900 (+43.32%) Land $95,200 Building $359,700
2022$5,190.00 Homeowner's exemption$111,100 Land $23,280 Building $87,820
2020$317,400 Land $66,500 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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