1. Home
  2. Florida
  3. Washington County
  4. Chipley
  5. Cardinal Pl

3323 Cardinal Pl, Chipley, FL 32428 Property Records

Washington County property record for 3323 Cardinal Pl, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2019
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Dec 2016)
Tax Bill$1,219 (2023)
Deeds & MortgagesJul 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN000041410106

Property Details

APN / Parcel Number

Primary APN000041410106
Alternative APN
  • 41410106

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,460 sqft Heated Area
Gross Area1,516 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area104,544 sqft (2.4 acres)
Pool Area392 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041410106
Street Address3323 CARDINAL PL
CityCHIPLEY
StateFL
Zip32428-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A-106 LEISURE LAKES REC PLAT ORB 1078 P 858
Legal Range15W
Legal Township01N
Legal Section14
Legal SubdivisionLEISURE LAKES
Legal Block4141
Legal Lot NumberA-106
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3323 CARDINAL PL, CHIPLEY, FL 32428-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2016 · Amount on Record
Deed SaleDec 27, 2016 · Amount on Record
Prior SaleMay 31, 2001
Deed Document Number201667007507
Deed Book / Page1078 / 858
Record UpdatedJun 8, 2026

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateJul 17, 2018
Property Address3323 CARDINAL PL, CHIPLEY, FL 32428-5603
Book / Page001122 / 000443
Instrument DateJul 6, 2018
Instrument67004822
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2732 WILLIAM HENLEY PL SOPHIA NC 273508941, SOPHIA, NC 27350-8941

Mortgage

Document Number0067004822
DateJul 17, 2018
Book Page001122/000443
Instrument67004822
Lender
NameNEWSOUTH BK
TypeBank
AddressCHIPLEY, FL 32428
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 16, 2019

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$145,757 (+12.15%)$235,582 (+30.87%) Land $45,600 Building $189,982
2023$1,219.00 (+3.48%) Homeowner's exemption$129,964 (+3%)$180,014 (+12.62%) Land $33,600 Building $146,414
2022$1,178.00 Homeowner's exemption$126,179$159,843 Land $24,000 Building $135,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures