3325 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3325 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,296 sqft Heated Area
Lot Size	106,504 sqft (2.44 acres)
Occupancy	Owner Occupied
Last Sale	$389,900 (2023)
Tax Bill	$3,928.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98314`
Alternative APN	`302631507000010385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Heated Area
Gross Area	1,368 sqft Gross Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	106,504 sqft (2.44 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	352 sqft Shed
Deck Area	512 sqft Deck
Patio Area	800 sqft Patio
Porch	1 Porch
Porch Area	72 sqft Porch
Pole Structure	600 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98314
Street Address	3325 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8129
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 N 1/2 LOT 38 LESS W 5 FT FOR RD R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	5070
Legal Block	1
Legal Lot Number	38
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 98314

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3325 PACKARD AVE, SAINT CLOUD, FL 34772-8129
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 05, 2023 · Amount on Record
Deed Sale	Oct 05, 2023 · Amount on Record
Prior Sale	Mar 03, 2003
Deed Doc Number	2023131747
Deed Book / Page	6485 / 2426
Record Refreshed	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 05, 2023
Property Address	3325 PACKARD AVE, SAINT CLOUD, FL 34772-8129
Document Number	0064852426
Book / Page	6485 / 2426
Map Reference	MB 1 PG 363
Instrument Date	Oct 04, 2023
Instrument	2023131747
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 S 50TH ST, TAMPA, FL 33619-7506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 PACKARD AVE, SAINT CLOUD, FL 34772-8129

Mortgage

Document Number	0064852429
Date	Oct 05, 2023
Instrument	6485/2429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+262.36%)	$232,100 (+228.43%) Land $123,500 Building $108,600	$232,100 (+8.46%) Land $123,500 Building $108,600
2023	$1,084.00 (+5.45%) Homeowner's exemption	$70,670 (+3%)	$214,000 (+30.41%) Land $123,500 Building $90,500
2022	$1,028.00 Homeowner's exemption	$68,612	$164,100 Land $97,800 Building $66,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 538 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.