Osceola County property record for 3346 Kelsey Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,687 sqft · built 2000 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Mar 2024) |
| Tax Bill | $4,475 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87947 |
| Primary APN | 87947 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Heated Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87947 |
|---|---|
| Street Address | 3346 KELSEY LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 59 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Phase | 2 |
| Legal Tract | 601 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87947
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3346 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Mar 14, 2024 | Special Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Feb 26, 2019 | Warranty Deed, Transfer MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on Record |
| Deed Sale | Mar 14, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 2024033520 |
| Deed Book / Page | 6565 / 1332 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3346 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2952 MICAH CT, SAINT CLOUD, FL 34772-6513 |
| Document Number | 0065901689 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 6590/1689 |
| Instrument | 2024054830 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WEST MILLBURY, MA 01586 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 14, 2024 |
| Property Address | 3346 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Document Number | 0065651332 |
| Book / Page | 6565 / 1332 |
| Map Reference | MB 11 PGS 129 |
| Instrument Date | Mar 07, 2024 |
| Instrument | 2024033520 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,569.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012 |
| Name | Verified Name |
|---|---|
| Address | 3346 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Document Number | 2024033521 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024033521 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 3346 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Document Number | 0054821108 |
| Book / Page | 005482 / 001108 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 24111 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,393.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 30601 AGOURA RD #200 AGOURA HILLS CA 913012148, 200, AGOURA HILLS, CA 91301-2148 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,475.00 (-0.25%) Homeowner's exemption | $292,900 (+0.27%) Land $65,000 Building $227,900 | $292,900 (+0.27%) Land $65,000 Building $227,900 |
| 2023 | $4,486.00 (+17.34%) | $292,100 (+33.56%) Land $60,000 Building $232,100 | $292,100 (+33.56%) Land $60,000 Building $232,100 |
| 2022 | $3,823.00 | $218,700 Land $55,000 Building $163,700 | $218,700 Land $55,000 Building $163,700 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Xfinity.
Based on FCC filings for 421 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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