3338 Kelsey Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3338 Kelsey Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1998
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Nov 2021)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Mar 2023 Transfer Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0577-0001-0550`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0577-0001-0550`
Alternative APNs	`263026057700010550` `87941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,236 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Metal Porch
Porch Area	266 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3338 KELSEY LN
City	SAINT CLOUD
State	FL
Zip	34772-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	CROSS CREEK ESTATES PB 10 PG 73 LOT 55
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	CROSS CREEK ESTATES
Legal Tract	577
Legal Block	550
Legal Lot Number	55
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3338 KELSEY LN, SAINT CLOUD, FL 34772-7033
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 23, 2021	Warranty Deed, Transfer CORE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	2021181422
Deed Book / Page	6092 / 1741
Prior Transfer Date	Dec 30, 2015
Prior Transfer Doc	0048932394
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2023
Property Address	3338 KELSEY LN, SAINT CLOUD, FL 34772-7033
Document Number	0063682184
Book / Page	6368 / 2184
Map Reference	MB 10 PG 73
Instrument Date	Mar 1, 2023
Instrument	2023027514
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BYFCET CLOSE, ENGLAND XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6 BYFLEET CLOS, ENGLAND XX
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 23, 2021
Property Address	3338 KELSEY LN, SAINT CLOUD, FL 34772-7033
Document Number	0060921741
Book / Page	6092 / 1741
Map Reference	MB 10 PG 73&74
Instrument Date	Nov 16, 2021
Instrument	2021181422
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 CRAIG END, WILLIAMSBURG, VA 23188-1886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BYFLEET CLOSE, WIGN XX
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+7.16%)	$271,100 (+0.56%) Land $65,000 Building $206,100	$271,100 (+0.56%) Land $65,000 Building $206,100
2024	$4,525.00 (+5.63%)
2023	$4,284.00 (+16.83%)	$269,600 (+32.61%) Land $60,000 Building $209,600	$269,600 (+32.61%) Land $60,000 Building $209,600
2022	$3,667.00	$203,300 Land $55,000 Building $148,300	$203,300 Land $55,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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