3342 Kelsey Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3342 Kelsey Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,205 sqft · built 1999
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$211,500 (Sep 2006)
Tax Bill$733 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN26-26-30-0577-0001-0570

Property Details

APN / Parcel Number

Primary APN26-26-30-0577-0001-0570
Alternative APNs
  • 263026057700010570
  • 87943

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,205 sqft Living Area
Gross Area2,004 sqft
1st Floor Area1,205 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area381 sqft
Patio Area176 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3342 KELSEY LN
CitySAINT CLOUD
StateFL
Zip34772-7033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionCROSS CREEK ESTATES PB 10 PG 73 LOT 57
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionCROSS CREEK ESTATES
Legal Tract577
Legal Block570
Legal Lot Number57
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2025
Census Tract43304

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3342 KELSEY LN, SAINT CLOUD, FL 34772-7033
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2006 · Amount on Record
Deed SaleSep 25, 2006 · Amount on Record
Prior SaleApr 20, 1999
Deed Document Number2006233999
Deed Book / Page3284 / 2946
Last Transfer DateOct 3, 2025
Transfer Doc0068640600
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 14, 2025
Property Address3342 KELSEY LN, SAINT CLOUD, FL 34772-7033
Document Number0068640600
Book / Page6864 / 600
Map ReferenceMB 10 PG 73&74
Instrument DateOct 13, 2025
Instrument2025127102
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3342 KELSEY LN, SAINT CLOUD, FL 34772-7033

Transferred To (Grantee/Buyer)

NameVerified Name
Address3342 KELSEY LN, SAINT CLOUD, FL 34772-7033

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733.00 (+5.77%)$95,508 (+2.9%)$253,200 (+0.16%) Land $65,000 Building $188,200
2024$693.00 (+5.8%) Homeowner's exemption Senior Citizen's exemption$92,817 (+3%)$252,800 (+0.4%) Land $65,000 Building $187,800
2023$655.00 (+7.55%) Homeowner's exemption Senior Citizen's exemption$90,114 (+3%)$251,800 (+31.97%) Land $60,000 Building $191,800
2022$609.00 Homeowner's exemption Senior Citizen's exemption$87,490$190,800 Land $55,000 Building $135,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: AT&T, Xfinity.

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