Osceola County property record for 3340 Kelsey Ln, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,461 sqft · built 1998 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 2015) |
| Tax Bill | $2,164 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0577-0001-0560 |
| Primary APN | 26-26-30-0577-0001-0560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,101 sqft |
| 1st Floor Area | 831 sqft |
| Upper Floors Area | 630 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3340 KELSEY LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PB 10 PG 73 LOT 56 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Tract | 577 |
| Legal Block | 560 |
| Legal Lot Number | 56 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0577-0001-0560
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3340 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2015 · Amount on Record |
| Deed Sale | Mar 09, 2015 · Amount on Record |
| Prior Sale | Feb 04, 2011 · Amount on Record |
| Deed Document Number | 201533678 |
| Deed Book / Page | 4746 / 438 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 0059082582 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+3.74%) Homeowner's exemption | $163,817 (+5.99%) | $280,100 (+0.47%) Land $65,000 Building $215,100 |
| 2024 | $2,086.00 (+3.06%) | ||
| 2023 | $2,024.00 (+4.06%) Homeowner's exemption | $154,565 (+3%) | $278,800 (+32.76%) Land $60,000 Building $218,800 |
| 2022 | $1,945.00 Homeowner's exemption | $150,064 | $210,000 Land $55,000 Building $155,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: AT&T, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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