3340 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3340 Shepherd Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1977
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2019)
Tax Bill	$2,296 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-142050-000460`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-142050-000460`
Alternative APNs	`282923142050000460` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,745 sqft
1st Floor Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	391 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3340 SHEPHERD RD
City	MULBERRY
State	FL
Zip	33860-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PINE LAKE SUB PB-56 PG 18 LOT 46
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	PINE LAKE SUBDIVISION
Legal Tract	142050
Legal Block	1
Legal Lot Number	46
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1007
Census Tract	14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3340 SHEPHERD RD, MULBERRY, FL 33860-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FIRM
Apr 1, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	201965013
Deed Book / Page	10795 / 975
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000065013
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3340 SHEPHERD RD, MULBERRY, FL 33860-9539
Document Number	0113490823
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3340 SHEPHERD RD MULBERRY FL 338609539, MULBERRY, FL 33860-9539

Mortgage

Document Number	0113490823
Date	Aug 25, 2020
Book Page	011349/000823
Instrument	174460

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 1, 2019
Property Address	3340 SHEPHERD RD, MULBERRY, FL 33860-9539
Document Number	0107950975
Book / Page	010795 / 000975
Instrument Date	Mar 29, 2019
Instrument	65013
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3340 SHEPHERD RD MULBERRY FL 338609539, MULBERRY, FL 33860-9539

Mortgage

Document Number	107950977
Date	Apr 1, 2019
Book Page	010795/000977
Instrument	65014

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,914 (+2.7%)	$213,935 (-2.67%) Land $31,000 Building $182,935
2025		$172,263 (+5.99%)	$219,793 (-3.42%) Land $31,000 Building $188,793
2024	$2,296.00 (+8.3%)
2023	$2,120.00 (+4.07%) Homeowner's exemption	$162,532 (+3%)	$227,584 (+11.39%) Land $30,000 Building $197,584
2022	$2,037.00 Homeowner's exemption	$157,798	$204,306 Land $29,000 Building $175,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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