3170 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3170 Shepherd Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1976
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on File
Last Sale	$77,900 (Oct 1998)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-142050-000510`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-142050-000510`
Alternative APNs	`282923142050000510` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,745 sqft
1st Floor Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	391 sqft

Exterior Amenities

Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3170 SHEPHERD RD
City	MULBERRY
State	FL
Zip	33860-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PINE LAKE SUB PB-56 PG 18 LOT 51
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	PINE LAKE SUBDIVISION
Legal Tract	142050
Legal Block	1
Legal Lot Number	51
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1007
Census Tract	14905

Owner

3170 Shepherd Rd is owned and occupied by two individuals who acquired it in October 2015.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3170 SHEPHERD RD, MULBERRY, FL 33860-9537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1998 · Amount on File
Deed Sale	Oct 14, 1998 · Amount on File
Deed Book / Page	4115 / 470
Last Transfer Date	Oct 16, 2015
Transfer Doc	0000077425
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	3170 SHEPHERD RD, MULBERRY, FL 33860-9537
Document Number	0108211411
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 SHEPHERD RD MULBERRY FL 338609537, MULBERRY, FL 33860-9537

Mortgage

Document Number	0108211411
Date	Apr 26, 2019
Book Page	010821/001411
Instrument	84933

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2044

Interest

Rate	4.75%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 1, 2026
Property Address	3170 SHEPHERD RD, MULBERRY, FL 33860-9537
Document Number	0000077425
Book / Page	13941 / 732
Instrument Date	Oct 16, 2015
Instrument	202677425
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3170 SHEPHERD RD, MULBERRY, FL 33860-9537

Tax Assessment & Valuation

The 2025 property tax bill for 3170 Shepherd Rd was $2,886, up 199.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,264 (-5.38%) Land $31,000 Building $180,264	$211,264 (-5.38%) Land $31,000 Building $180,264
2025	$2,886.00 (+199.69%)	$223,283 Land $31,000 Building $192,283	$223,283 Land $31,000 Building $192,283
2024	$963.00 (+17.3%)
2023	$821.00 (+3.01%) Homeowner's exemption	$86,543 (+3%)	$231,074 (+11.2%) Land $30,000 Building $201,074
2022	$797.00 Homeowner's exemption	$84,022	$207,796 Land $29,000 Building $178,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3170 Shepherd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3170 Shepherd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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