3220 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3220 Shepherd Rd, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 1975
Lot Size0.416 acres (18,121 sqft)
Owner2 Individual Names on File
Last Sale$129,000 (Aug 2012)
Tax Bill$1,321 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-28-142050-000500

Property Details

APN / Parcel Number

Primary APN23-29-28-142050-000500
Alternative APNs
  • 282923142050000500
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,875 sqft Living Area
1st Floor Area1,455 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area18,121 sqft (0.416 acres)
Lot Dimensions145 ft deep x 125 ft wide
View / LotCommercial/Industrial

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area512 sqft
PorchFlorida Room
Porch Area855 sqft
Deck AreaDeck Area
Patio Area863 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3220 SHEPHERD RD
CityMULBERRY
StateFL
Zip33860-9538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionPINE LAKE SUB PB-56 PG 18 LOT 50
Legal Range23E
Legal Township29S
Legal Section28
Legal SubdivisionPINE LAKE SUBDIVISION
Legal Tract142050
Legal Block1
Legal Lot Number50
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1007
Census Tract14905

Owner

3220 Shepherd Rd is owned and occupied by two individuals who bought it in August 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3220 SHEPHERD RD, MULBERRY, FL 33860-9538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2012 · Amount on File
Deed SaleAug 22, 2012 · Amount on File
Deed Document Number2012149594
Deed Book / Page8730 / 900
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3220 SHEPHERD RD, MULBERRY, FL 33860-9538
Transaction TypeMortgage
Record UpdatedMay 23, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 SHEPHERD RD, MULBERRY, FL 33860-9538

Mortgage

Document Number0000127617
DateMay 10, 2022
Book Page12246/2284
Instrument2022127617
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Shepherd Rd was $1,321 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,264 (+2.7%)$259,866 (-0.51%) Land $31,000 Building $228,866
2025$1,321.00 Homeowner's exemption$142,419$261,207 Land $31,000 Building $230,207
2023$1,781.00 (+4.64%) Homeowner's exemption$134,374 (+3%)$270,321 (+13.2%) Land $30,000 Building $240,321
2022$1,702.00 Homeowner's exemption$130,460$238,809 Land $29,000 Building $209,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 Shepherd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Shepherd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Shepherd Rd

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