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3400 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3400 Shepherd Rd, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 1977
Lot Size0.416 acres (18,121 sqft)
Owner2 Individual Names on File
Last Sale$409,900 (Sep 2026)
Tax Bill$3,124 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-28-142050-000440

Property Details

APN / Parcel Number

Primary APN23-29-28-142050-000440
Alternative APNs
  • 282923142050000440
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,704 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area18,121 sqft (0.416 acres)
Lot Dimensions145 ft deep x 125 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft

Exterior Amenities

Pool Area450 sqft
Pool HousePool House
PorchUnfinished Open Porch
Porch Area148 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3400 SHEPHERD RD
CityMULBERRY
StateFL
Zip33860-9540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionPINE LAKE SUB PB-56 PG 18 LOT 44
Legal Range23E
Legal Township29S
Legal Section28
Legal SubdivisionPINE LAKE SUBDIVISION
Legal Tract142050
Legal Block1
Legal Lot Number44
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1007
Census Tract14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3400 SHEPHERD RD, MULBERRY, FL 33860-9540
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Prior SaleJun 13, 2005 · Amount on File
Deed Document Number2026216435
Deed Book / Page14144 / 403
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 4, 2026
Property Address3400 SHEPHERD RD, MULBERRY, FL 33860-9540
Document Number0000216435
Book / Page14144 / 403
Instrument DateSep 2, 2026
Instrument2026216435
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyBAY TO BAY TITLE LLC, BAY TO BAY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289,799.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 SHEPHERD RD, MULBERRY, FL 33860-9540

Mortgage

Document Number0000216436,
DateSep 4, 2026
Instrument2026216436
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,875 (+0.9%) Land $31,000 Building $212,875$243,875 (+0.9%) Land $31,000 Building $212,875
2025$3,124.00 (-8.84%)$241,688 (-3.72%) Land $31,000 Building $210,688$241,688 (-3.72%) Land $31,000 Building $210,688
2023$3,427.00 (+7.9%)$251,015 (+8.23%) Land $30,000 Building $221,015$251,015 (+8.23%) Land $30,000 Building $221,015
2022$3,176.00$231,926 Land $29,000 Building $202,926$231,926 Land $29,000 Building $202,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

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