3331 Choptank Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 3331 Choptank Ave, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,887 sqft · built 2019
Lot Size	0.631 acres (27,488 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2019)
Tax Bill	$3,254 (2023)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
APN	`15-2500012745`

Property Details

APN / Parcel Number

Primary APN	`15-2500012745`
Alternative APN	`2500012745`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,887 sqft Total Area

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,488 sqft (0.631 acres)
Garage Type	Built-in
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2500012745
Street Address	3331 CHOPTANK AVE
City	MIDDLE RIVER
State	MD
Zip	21220-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.631 AC LT 137 3331 CHOPTANK AVE
Legal Subdivision	LONG BEACH ESTATES PLAN C
Legal Lot Number	137
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1020
Census Tract	451802

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3331 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Mar 4, 2019	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Nov 6, 2017	Grant Deed, Transfer · Construction Mortgage 30 E 25TH STREET LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	0041183121
Deed Book / Page	41183 / 121
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3331 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0428160151
Date	May 11, 2020
Book Page	42816/151

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 4, 2019
Property Address	3331 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Document Number	0411830121
Book / Page	41183 / 121
Map Reference	MB WPC 4 FO 131
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3331 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327

Mortgage

Document Number	0041183127
Date	Mar 4, 2019
Instrument	41183/127

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 6, 2017
Property Address	3331 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Document Number	0396000250
Book / Page	039600 / 000250
Instrument Date	Oct 20, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	517C MIDDLE RIVER RD BALTIMORE MD 212203709, BALTIMORE, MD 21220-3709

Mortgage

Document Number	396000256
Date	Nov 6, 2017
Book Page	039600/000256

Lender

Name	30 E 25TH STREET LLC
Address	151 N HIGHLAND AVE, BALTIMORE, MD 21224-1412

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2018

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,254.00 (-34.34%) Homeowner's exemption	$446,700 (+1.48%) Land $125,800 Building $320,900	$446,700 (-) Land $125,800 Building $320,900
2022	$4,956.00 Homeowner's exemption	$440,200	$446,700 Land $125,800 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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