3311 Choptank Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 3311 Choptank Ave, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,304 sqft · built 1964
Lot Size	0.889 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$489,380 (Oct 2019)
Tax Bill	$2,654 (2023)
Deeds & Mortgages	Nov 2020 Mortgage May 2021 Mortgage + 4 more
APN	`15-1503470070`

Property Details

APN / Parcel Number

Primary APN	`15-1503470070`
Alternative APN	`1503470070`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Total Area
1st Floor Area	1,152 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	38,768 sqft (0.889 acres)
Lot Width	265 ft Width
Porch	Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1503470070
Street Address	3311 CHOPTANK AVE
City	MIDDLE RIVER
State	MD
Zip	21220-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 132 .894 AC SES 3311 CHOPTANK AVE LONG BEACH ESTATES
Legal Subdivision	CHOPTANK AVE LONG BEACH ESTATES
Legal Lot Number	132
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1020
Census Tract	451802

Owner

3311 Choptank Ave is owned and occupied by an individual who bought it in October 2019.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 28, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage CAPITAL BANK NA
Jan 10, 2019	Grant Deed, Construction Loan · Construction Mortgage FIDELITY BK MTG
Sep 25, 2018	Loan Modification, Mortgage ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	0042050108
Deed Book / Page	42050 / 108
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	COURTESY TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0437000366
Date	Nov 30, 2020
Book Page	43700/366

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0447060435
Date	May 17, 2021
Book Page	44706/435

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0455290264
Date	Sep 29, 2021
Book Page	45529/264

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 28, 2019
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Document Number	0420500108
Book / Page	42050 / 108
Map Reference	MB 4 FO 131
Instrument Date	Oct 1, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2022
Title Company	COURTESY T&E CORP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327

Mortgage

Document Number	0042050113
Date	Oct 28, 2019
Instrument	42050/113

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

January 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 10, 2019
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Document Number	0410400280
Book / Page	041040 / 000280
Instrument Date	Dec 10, 2018
Transaction Type	Construction Loan
Record Updated	Jan 30, 2019
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3309 CHOPTANK AVE MIDDLE RIVER MD 21220, MIDDLE RIVER, MD 21220

Mortgage

Document Number	410400287
Date	Jan 10, 2019
Book Page	041040/000287

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	3311 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4327
Document Number	0407540327
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301-2316 ESTATE AVE BALTIMORE MD 212192156, BALTIMORE, MD 21219-2156

Mortgage

Document Number	0407540327
Date	Oct 4, 2018
Book Page	040754/000327

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	FALLSTON, MD 21047

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,654.00 Homeowner's exemption	$283,300 Land $128,700 Building $154,600	$283,300 Land $128,700 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3311 Choptank Ave; there have been 175 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3311 Choptank Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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