3321 Choptank Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 3321 Choptank Ave, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,636 sqft · built 1938
Lot Size	0.279 acres (12,150 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Nov 2023)
Tax Bill	$4,348 (2024)
Deeds & Mortgages	Nov 2023 Sale & Line of Credit May 2020 Transfer + 2 more
APN	`15-1513208340`

Property Details

APN / Parcel Number

Primary APN	`15-1513208340`
Alternative APN	`1513208340`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,150 sqft (0.279 acres)
Lot Width	85 ft Width
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1513208340
Street Address	3321 CHOPTANK AVE
City	MIDDLE RIVER
State	MD
Zip	21220-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 134,135 LONG BEACH ESTATES
Legal Subdivision	LONG BEACH ESTATES
Legal Block	1
Legal Lot Number	134
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1020
Census Tract	451802

Owner

3321 Choptank Ave is owned by a company that acquired it in November 2024.

Source: Baltimore County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	8521 GOLDEN EAGLE LN, SEVERN, MD 21144-3157
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed, Transfer · Line of Credit NOVAK FUNANCIAL INCORPORATED
May 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 23, 2018	Deed of Trust, Mortgage · FHA Mortgage 1ST NATIONS REVERSE MORTGAGE
Mar 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Feb 24, 2006
Deed Book / Page	48550 / 35
Last Transfer Date	Nov 12, 2024
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 15, 2023
Property Address	3321 CHOPTANK AVE, BALTIMORE, MD 21220-4327
Document Number	0485500035
Book / Page	48550 / 35
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 SPRING ST STE 340, 340, SILVER SPRING, MD 20910-2755

Mortgage

Document Number	0485500042
Date	Nov 15, 2023
Instrument	48550-0042

Lender

Name	NOVAK FUNANCIAL INCORPORATED
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 28, 2020
Property Address	3321 CHOPTANK AVE, BALTIMORE, MD 21220-4327
Document Number	0428920042
Book / Page	042892 / 000042
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3321 CHOPTANK AVE MIDDLE RIVER MD 212204327, MIDDLE RIVER, MD 21220-4327

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3321 CHOPTANK AVE, BALTIMORE, MD 21220-4327
Document Number	0401020182
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3321 CHOPTANK AVE BALTIMORE MD 212204327, BALTIMORE, MD 21220-4327

Mortgage

Document Number	0401020182
Date	Apr 3, 2018
Book Page	040102/000182

Lender

Name	1ST NATIONS REVERSE MORTGAGE
Address	2395 OAK VALLEY DR # 200, ANN ARBOR, MI 48103-9118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Apr 2, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.61%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3321 CHOPTANK AVE, BALTIMORE, MD 21220-4327
Document Number	0401020206
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3321 CHOPTANK AVE BALTIMORE MD 212204327, BALTIMORE, MD 21220-4327

Mortgage

Document Number	0401020206
Date	Apr 3, 2018
Book Page	040102/000206

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASNGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Apr 2, 2099

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,200	$303,100 Land $130,100 Building $173,000
2024	$4,348.00 (+148.74%)
2023	$1,748.00 Homeowner's exemption	$258,400 Land $122,000 Building $136,400	$258,400 Land $122,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3321 Choptank Ave; there have been 175 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Choptank Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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