3318 Choptank Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 3318 Choptank Ave, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,668 sqft · built 1956
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2021)
Tax Bill	$5,159 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2021 Sale & Mortgage + 2 more
APN	`15-1513200741`

Property Details

APN / Parcel Number

Primary APN	`15-1513200741`
Alternative APN	`1513200741`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1513200741
Street Address	3318 CHOPTANK AVE
City	MIDDLE RIVER
State	MD
Zip	21220-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG BEACH ESTATES
Legal Subdivision	LONG BEACH ESTATES
Legal Block	1
Legal Lot Number	123
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1019
Census Tract	451802

Owner

3318 Choptank Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3318 CHOPTANK AVE, BALTIMORE, MD 21220-4328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit THE JOHNS HOPKINS FCU
Sep 15, 2021	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Apr 29, 1982 · Amount on File
Deed Book / Page	45458 / 342
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0403150303
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3318 CHOPTANK AVE, BALTIMORE, MD 21220-4328
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0490040225
Date	May 2, 2024
Book Page	49004/225

Lender

Name	THE JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 15, 2021
Property Address	3318 CHOPTANK AVE, BALTIMORE, MD 21220-4328
Document Number	0454580342
Book / Page	45458 / 342
Map Reference	MB WPC 3 FO 178
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3318 CHOPTANK AVE, MIDDLE RIVER, MD 21220-4328

Mortgage

Document Number	0045458349
Date	Sep 15, 2021
Instrument	45458/349

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 5, 2018
Property Address	3318 CHOPTANK AVE, BALTIMORE, MD 21220-4328
Document Number	0403150303
Book / Page	040315 / 000303
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3318 CHOPTANK AVE MIDDLE RIVER MD 212204328, MIDDLE RIVER, MD 21220-4328

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 17, 2017
Property Address	3318 CHOPTANK AVE, BALTIMORE, MD 21220-4328
Document Number	0396450241
Book / Page	039645 / 000241
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 CHOPTANK AVE

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,467	$315,200 Land $148,000 Building $167,200
2024	$5,159.00 (+111.52%)
2023	$2,439.00 Homeowner's exemption	$253,000 Land $126,500 Building $126,500	$253,000 Land $126,500 Building $126,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3318 Choptank Ave; there have been 175 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Choptank Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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