San Luis Obispo County property record for 333 Surf Ave, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,498 sqft · built 1977 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $285,000 (Mar 1997) |
| Tax Bill | $5,220 (2025) |
| Deeds & Mortgages | May 2026 Transfer Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 061-061-009 |
| Primary APN | 061-061-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|
| Street Address | 333 SURF AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | OCEANO BCH TR BL 39 LT 26 |
| Legal Subdivision | OCEANO BEACH 02 |
| Legal Block | 39 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 061-061-009
Assessment roll updated August 6, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 333 SURF AVE, OCEANO, CA 93445-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 22, 2026 | Affidavit of Death of Trustee, Transfer |
| Apr 07, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 1997 · Amount on Record |
| Deed Sale | Mar 14, 1997 · Amount on Record |
| Prior Sale | Sep 07, 1994 · Amount on Record |
| Deed Document Number | 199712842 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000016155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 22, 2026 |
| Property Address | 333 SURF AVE, OCEANO, CA 93445-9725 |
| Document Number | 0000016155 |
| Instrument Date | May 15, 2026 |
| Instrument | 202616155 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 333 SURF AVE, OCEANO, CA 93445-9725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 333 SURF AVE, OCEANO, CA 93445-9725 |
| Document Number | 0000018899 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 333 SURF AVE OCEANO CA 934459725, OCEANO, CA 93445-9725 |
| Document Number | 0000018899 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 18899 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 333 SURF AVE, OCEANO, CA 93445-9725 |
| Document Number | 0000040412 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 333 SURF AVE OCEANO CA 934459725, OCEANO, CA 93445-9725 |
| Document Number | 0000040412 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 40412 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,220.00 (+4.69%) Homeowner's exemption | $464,140 (+4.04%) Land $211,713 Building $252,427 |
| 2023 | $4,986.00 (+1.47%) Homeowner's exemption | $446,119 Land $203,493 Building $242,626 |
| 2022 | $4,914.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 258 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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