San Luis Obispo County property record for 324 Surf Ave, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,355 sqft · built 1986 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (May 2012) |
| Tax Bill | $9,394 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 061-062-021 |
| Primary APN | 061-062-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 324 SURF AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | OCEANO BCH TR BL 38 LT 10 |
| Legal Subdivision | OCEAN BEACH 02 |
| Legal Block | 38 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 SURF AVE, OCEANO, CA 93445-9726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2012 · Amount on Record |
| Deed Sale | May 4, 2012 · Amount on Record |
| Prior Sale | May 25, 2005 · Amount on Record |
| Deed Document Number | 201224491 |
| Prior Transfer Date | May 25, 1995 |
| Prior Transfer Doc | 0000025853 |
| Record Updated | Oct 29, 2026 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,780 (+2%) Land $384,347 Building $480,433 | |
| 2025 | $9,394.00 (+4.56%) | $847,824 (+4.04%) Land $376,811 Building $471,013 |
| 2023 | $8,984.00 (+1.48%) | $814,904 Land $362,180 Building $452,724 |
| 2022 | $8,853.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Verizon.
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