325 Surf Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 325 Surf Ave, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,153 sqft · built 1980
Lot Size	0.068 acres (3,000 sqft)
Owner	Owner Name on File
Last Sale	$270,000 (Jul 1997)
Tax Bill	$6,011 (2025)
Flood Zone	Zone X (moderate risk)
APN	`061-061-027`

Property Details

APN / Parcel Number

Primary APN	`061-061-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,153 sqft Living Area

Exterior

Year Built	Built 1980
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	325 SURF AVE
City	OCEANO
State	CA
Zip	93445-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN BCH TR BL 39 LT 24
Legal Subdivision	OCEANO BEACH SUB 02
Legal Block	39
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2084
Census Tract	12201

Owner

Source: San Luis Obispo County records · APN 061-061-027

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	325 SURF AVE, OCEANO, CA 93445-9725
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 1997 · Amount on Record
Deed Sale	Jul 25, 1997 · Amount on Record
Prior Sale	Jul 25, 1997 · Amount on Record
Deed Document Number	0000038753
Deed Book / Page	061
Last Transfer Date	Dec 06, 2012
Transfer Doc	0000071291
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,011.00 (+4.61%)	$531,181 (+4.04%) Land $207,561 Building $323,620
2023	$5,746.00 (+1.45%)	$510,556 Land $199,502 Building $311,054
2022	$5,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Nearby Flood Policies	89 units insured (56 under condo master policies) 16 of 33 individual policies on primary residences
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows
Flood Events	Severe Winter Storms, Flooding, And Debris And Mud Flows (Dec 2010), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.