316 Surf Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 316 Surf Ave, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,902 sqft · built 1980
Lot Size	0.068 acres (3,000 sqft)
Owner	Trust Name on Record
Last Sale	$750,000 (Apr 2019)
Tax Bill	$9,274 (2025)
Deeds & Mortgages	Nov 2020 Transfer Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-062-035`

Property Details

APN / Parcel Number

Primary APN	`061-062-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 1980
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	316 SURF AVE
City	OCEANO
State	CA
Zip	93445-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEANO BCH TR BL 38 LT 12
Legal Subdivision	SUBDIVISION #2 OCEANO BEACH
Legal Block	38
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2083
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2415 HILL LN, REDONDO BEACH, CA 90278-5113
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 9, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 9, 2019	Grant Deed, Transfer · Conventional Mortgage KINECTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	0000012512
Last Transfer Date	Nov 3, 2020
Transfer Doc	0000063134
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 3, 2020
Property Address	316 SURF AVE, OCEANO, CA 93445-9726
Document Number	0000063134
Instrument Date	Oct 16, 2020
Instrument	63134
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2312 ARTESIA BLVD REDONDO BEACH CA 902783142, REDONDO BEACH, CA 90278-3142

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 9, 2019
Property Address	316 SURF AVE, OCEANO, CA 93445-9726
Document Number	0000012511
Instrument Date	Mar 7, 2019
Instrument	12511
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	316 SURF AVE OCEANO CA 934459726, OCEANO, CA 93445-9726

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 9, 2019
Property Address	316 SURF AVE, OCEANO, CA 93445-9726
Document Number	0000012512
Instrument Date	Mar 7, 2019
Instrument	12512
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2415 HILL LN REDONDO BEACH CA 902785113, REDONDO BEACH, CA 90278-5113

Mortgage

Document Number	12513
Date	Apr 9, 2019
Instrument	12513

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,274.00 (+4.57%)	$836,634 (+4.04%) Land $446,205 Building $390,429
2023	$8,869.00 (+1.48%)	$804,148 Land $428,879 Building $375,269
2022	$8,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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