3327 N Simmons Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3327 N Simmons Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 2020
Lot Size1 acres (43,778 sqft)
OwnerIndividual Name on File
Last Sale$171,000 (Sep 2020)
Tax Bill$1,502 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-4N-30-0000-01204-0000

Property Details

APN / Parcel Number

Primary APN01-4N-30-0000-01204-0000
Alternative APN
  • N304010000012040000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,300 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,778 sqft (1 acres)
Lot Dimensions413 ft deep x 106 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3327 N SIMMONS RD
CityJAY
StateFL
Zip32565-2866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATED FOR 2021* PARCEL 4 DES AS: COM AT SE CORN OF SECTION 1 TOWNSHIP 4 NORTH RANGE 30 WEST THN S89*11W ON S SEC LN 42.99 FT THN N0*0309E 47.05 FT TO INSCT OF N R/W HWY 164 & W R/W OF N SIMMONS RD THN N0*03 09E 317.65 FT TO POB THN S88
Legal Range30W
Legal Township4N
Legal Section01
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3014
Census Tract10200

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3327 N SIMMONS RD, JAY, FL 32565-2866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Warranty Deed, Transfer · FHA Mortgage
OCMBC INC
Feb 3, 2020Loan Modification, Mortgage
UNITED BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleMar 1, 2016 · Amount on Record
Deed Document Number202048709
Deed Book / Page4005 / 1725
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 23, 2020
Property Address3327 N SIMMONS RD, JAY, FL 32565-2866
Document Number0040051725
Book / Page4005 / 1725
Instrument DateSep 22, 2020
Instrument202048709
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,197.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3578 HIGHWAY 4, 3578, JAY, FL 32565-1720

Transferred To (Grantee/Buyer)

NameVerified Name
Address3327 N SIMMONS RD, JAY, FL 32565-2866

Mortgage

Document Number0040051728
DateSep 23, 2020
Instrument4005/1728
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address3327 N SIMMONS RD, JAY, FL 32565-2866
Document Number0039172012
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3578 HIGHWAY 4 JAY FL 325651720, JAY, FL 32565-1720

Mortgage

Document Number0039172012
DateFeb 12, 2020
Book Page003917/002012
Instrument6723
Lender
NameUNITED BK
TypeBank
AddressJAY, FL 32565
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00 (+5.48%) Homeowner's exemption$158,145 (+2.9%)$186,229 (+1.25%) Land $15,000 Building $171,229
2024$1,424.00 (+2.23%) Homeowner's exemption$153,688 (+3%)$183,922 (+0.49%) Land $15,000 Building $168,922
2023$1,393.00 (+2.65%) Homeowner's exemption$149,212 (+3%)$183,027 (+5.18%) Land $15,000 Building $168,027
2022$1,357.00 Homeowner's exemption$144,866$174,008 Land $15,000 Building $159,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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