Santa Rosa County property record for 3321 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,363 sqft · built 2020 |
| Lot Size | 1 acres (43,778 sqft) |
| Owner | Company Name on Record |
| Last Sale | $205,600 (Dec 2020) |
| Tax Bill | $1,728 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4N-30-0000-01203-0000 |
| Primary APN | 01-4N-30-0000-01203-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,363 sqft Heated Area |
| Gross Area | 2,023 sqft |
| 1st Floor Area | 1,847 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 43,778 sqft (1 acres) |
| Lot Dimensions | 4,130 ft deep x 1,060 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 014N300000012030000 |
|---|---|
| Street Address | 3321 N SIMMONS RD |
| City | JAY |
| State | FL |
| Zip | 32565-2866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | PARCEL 3 DES AS: COM AT SE CORN OF SEC 1 TOWNSHIP 4 NORTH RANGE 30 WEST THN S89*11'W ON S SEC LN 42.99 FT THN N0*03'09E 47.05 |
| Legal Range | 30W |
| Legal Township | 04N |
| Legal Section | 01 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3321 N SIMMONS RD, JAY, FL 32565-2866 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORI |
| Feb 3, 2020 | Loan Modification, Mortgage UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Deed Document Number | 202068383 |
| Deed Book / Page | 4044 / 787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 3321 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0040440787 |
| Book / Page | 4044 / 787 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 202068383 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | GULF COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,439.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3578 HIGHWAY 4, 3578, JAY, FL 32565-1720 |
| Name | Verified Name |
|---|---|
| Address | 3321 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0004044789 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 4044/789 |
| Name | MEMBERS FIRST CREDIT UNION OF FLORI |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3321 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0039172012 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3578 HIGHWAY 4 JAY FL 325651720, JAY, FL 32565-1720 |
| Document Number | 0039172012 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 003917/002012 |
| Instrument | 6723 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | JAY, FL 32565 |
| Amount | Amount Recorded |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,728.00 (+2.07%) Homeowner's exemption | $180,407 (+3%) | $192,099 (+0.92%) Land $15,000 Building $177,099 |
| 2023 | $1,693.00 (+2.54%) Homeowner's exemption | $175,152 (+3%) | $190,354 (+2.76%) Land $15,000 Building $175,354 |
| 2022 | $1,651.00 Homeowner's exemption | $170,050 | $185,239 Land $15,000 Building $170,239 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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