Santa Rosa County property record for 3324 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,545 sqft · built 2003 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,000 (Jul 2026) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-4N-29-0000-00902-0000 |
| Primary APN | 06-4N-29-0000-00902-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| Gross Area | 2,369 sqft |
| 1st Floor Area | 1,545 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 21,693 sqft (0.498 acres) |
| Lot Dimensions | 205 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 200 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3324 N SIMMONS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT 2 OF HARVEST SIDE UNREC COM AT SW SEC CORN THN S85*50' 0E 7 FT THN N0*43'23E 48.17 FT TO INCT OF N R/W OF HARVEST RD & E R/W SIMMONS RD THN CONT 238.82 FT TO POB & CONT 106 FT THN S89*16'37E 205.47 FT THN S0*43'23W 106 FT THN N89*16' 37W 205.47 F |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 06 |
| Legal Subdivision | HARVEST SIDE |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3324 N SIMMONS RD, JAY, FL 32565-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2015 · Amount on Record |
| Deed Document Number | 202633334 |
| Deed Book / Page | 4762 / 1817 |
| Prior Transfer Date | Nov 5, 2013 |
| Prior Transfer Doc | 0033021541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 3324 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000033334 |
| Book / Page | 4762 / 1817 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202633334 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225,533.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3324 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000033335, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 4762/1819 |
| Instrument | 202633335 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 14, 2018 |
| Property Address | 3324 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0037270479 |
| Book / Page | 003727 / 000479 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 19198 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $47.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3324 N SIMMONS RD JAY FL 325652833, JAY, FL 32565-2833 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (+6.43%) Homeowner's exemption | $122,138 (+2.9%) | $176,461 (+1.83%) Land $16,000 Building $160,461 |
| 2024 | $1,026.00 (+2.6%) Homeowner's exemption | $118,696 (+3%) | $173,289 (+2.49%) Land $16,000 Building $157,289 |
| 2023 | $1,000.00 (+2.99%) Homeowner's exemption | $115,239 (+3%) | $169,074 (+0.68%) Land $13,000 Building $156,074 |
| 2022 | $971.00 Homeowner's exemption | $111,883 | $167,929 Land $13,000 Building $154,929 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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