Santa Rosa County property record for 3308 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 2006 |
| Lot Size | 0.826 acres (35,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Jul 2023) |
| Tax Bill | $1,497 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-4N-29-0000-00915-0000 |
| Primary APN | 06-4N-29-0000-00915-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| Gross Area | 1,998 sqft |
| 1st Floor Area | 1,249 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 35,981 sqft (0.826 acres) |
| Lot Dimensions | 276 ft deep x 133 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3308 N SIMMONS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | *DESC UPDATE FOR 2023* COM AT SW COR 06-4N-29W THN S85*50'00 E 7 FT TO S EXT OF E R/W N SIMMONS RD THN N00*43'23E 48.17 FT TO INSCT E R/W & N R/W HARVEST RD & POB THN CONT N00*43'23E ON E R/W 132.82 FT THN S89*16'37 E 275.91 FT THN S00*43'23W 125 .31 |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 06 |
| Legal Subdivision | HARVEST SIDE |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3308 N SIMMONS RD, JAY, FL 32565-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2023 | Warranty Deed, Transfer NOT AVAILABLE, CLEAR TITLE OF NORTHWEST FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Feb 3, 2014 · Amount on Record |
| Deed Document Number | 202334034 |
| Deed Book / Page | 4419 / 1166 |
| Prior Transfer Date | May 17, 2016 |
| Prior Transfer Doc | 0035221861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 20, 2026 |
| Property Address | 3308 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0047460453 |
| Book / Page | 4746 / 453 |
| Instrument Date | May 15, 2026 |
| Instrument | 202625387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3308 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000025387, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 4746/453 |
| Instrument | 202625387 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 28, 2023 |
| Property Address | 3308 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0044191166 |
| Book / Page | 4419 / 1166 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 202334034 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | NOT AVAILABLE, CLEAR TITLE OF NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,749.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6447 DIXONVILLE RD, JAY, FL 32565-2124 |
| Name | Verified Name |
|---|---|
| Address | 3308 N SIMMONS RD, JAY, FL 32565-2833 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,497.00 (+3.81%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $167,708 (+1.46%) Land $17,600 Building $150,108 | $167,708 (+1.46%) Land $17,600 Building $150,108 |
| 2024 | $1,442.00 (-23.99%) Homeowner's exemption Widower's exemption | $165,288 (+6.92%) Land $17,600 Building $147,688 | $165,288 (+6.92%) Land $17,600 Building $147,688 |
| 2023 | $1,897.00 (+330.16%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $154,590 (+81.83%) Land $14,300 Building $140,290 | $154,590 (+4.89%) Land $14,300 Building $140,290 |
| 2022 | $441.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $85,021 | $147,383 Land $14,300 Building $133,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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