Osceola County property record for 3325 Schoolhouse Rd, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,723 sqft · built 2007 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,478 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127872 |
| Primary APN | 127872 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,723 sqft Heated Area |
| Gross Area | 5,080 sqft |
| 1st Floor Area | 2,201 sqft |
| Upper Floors Area | 1,522 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Masonry |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 30 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 613 sqft |
| Deck Area | 522 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 127872 |
|---|---|
| Street Address | 3325 SCHOOLHOUSE RD |
| City | HARMONY |
| State | FL |
| Zip | 34773-6008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 118 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY BIRCHWOOD NBC B C C2 D1 |
| Legal Tract | 2617 |
| Legal Block | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3325 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 |
| Deed Sale | Apr 18, 2023 |
| Prior Sale | Jul 2, 2007 · Amount on Record |
| Deed Document Number | 2021186779 |
| Deed Book / Page | 6099 / 2861 |
| Prior Transfer Date | Dec 3, 2021 |
| Prior Transfer Doc | 2021186779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 3325 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Document Number | 0060992861 |
| Book / Page | 6099 / 2861 |
| Map Reference | MB 17 PG 10 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021186779 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,963.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 BALMY COAST RD, 108, GROVELAND, FL 34736-3632 |
| Name | Verified Name |
|---|---|
| Address | 3325 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Document Number | 0060992862 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 6099/2862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3325 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055722656 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 5572/2656 |
| Instrument | 2019104486 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34771 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jun 28, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,478.00 (+3.87%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $527,849 (+5.99%) | $681,900 (+3.62%) Land $88,000 Building $593,900 |
| 2023 | $11,050.00 (+3.86%) Homeowner's exemption Disabled Person's exemption | $498,033 (+3%) | $658,100 (+9.79%) Land $77,000 Building $581,100 |
| 2022 | $10,639.00 Homeowner's exemption Disabled Person's exemption | $483,528 | $599,400 Land $71,500 Building $527,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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