Osceola County property record for 3315 Schoolhouse Rd, Harmony, FL 34773 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,204 sqft · built 2010 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Oct 2017) |
| Tax Bill | $8,589 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-26-32-2612-0001-C111 |
| Primary APN | 30-26-32-2612-0001-C111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Living Area |
| Gross Area | 4,358 sqft |
| 1st Floor Area | 1,654 sqft |
| Upper Floors Area | 1,550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 604 sqft |
| Deck Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3315 SCHOOLHOUSE RD |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 111C |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | BIRCHWOOD NBHDS B AND C |
| Legal Tract | 2612 |
| Legal Block | C111 |
| Legal Lot Number | 111C |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30-26-32-2612-0001-C111
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Oct 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage CMG FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2017 · Amount on Record |
| Deed Sale | Oct 03, 2017 · Amount on Record |
| Prior Sale | Apr 08, 2010 · Amount on Record |
| Deed Document Number | 2017140895 |
| Deed Book / Page | 5217 / 857 |
| Prior Transfer Date | Oct 13, 2010 |
| Prior Transfer Doc | 0040520286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Document Number | 0057861351 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 5786/1351 |
| Instrument | 2020116811 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057861794 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 5786/1794 |
| Instrument | 2020116914 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 03, 2017 |
| Property Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Document Number | 0052170857 |
| Book / Page | 5217 / 0857 |
| Map Reference | MB1 PG67-73 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017140895 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3325 SCHOOLHOUSE RD, 3325, HARMONY, FL 34773-6008 |
| Name | Verified Name |
|---|---|
| Address | 3315 SCHOOLHOUSE RD, HARMONY, FL 34773-6008 |
| Document Number | 0052170858 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 5217/0858 |
| Name | CMG FINANCIAL |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,589.00 (+3.36%) Homeowner's exemption | $309,208 (+5.99%) | $536,000 (+3.86%) Land $80,000 Building $456,000 |
| 2024 | $8,310.00 (+1.99%) | ||
| 2023 | $8,148.00 (+5.75%) Homeowner's exemption | $291,742 (+3%) | $516,100 (+9.74%) Land $70,000 Building $446,100 |
| 2022 | $7,705.00 Homeowner's exemption | $283,245 | $470,300 Land $65,000 Building $405,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 435 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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