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3321 Schoolhouse Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3321 Schoolhouse Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,302 sqft · built 2007
Lot Size0.168 acres (7,318 sqft)
Owner2 Company Names on Record
Last Sale$267,800 (Jun 2010)
Tax Bill$6,658 (2025)
Deeds & MortgagesDec 2023 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-2612-0001-C108

Property Details

APN / Parcel Number

Primary APN30-26-32-2612-0001-C108
Alternative APNs
  • 26323026120001C108
  • 114319

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,302 sqft Living Area
Gross Area3,292 sqft
1st Floor Area2,302 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.168 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area312 sqft
PorchFinished/Open Porch
Porch Area483 sqft
Deck Area655 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3321 SCHOOLHOUSE RD
CityHARMONY
StateFL
Zip34773-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 108C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionBIRCHWOOD NBHDS B AND C
Legal Tract2612
Legal BlockC108
Legal Lot Number108C
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2089
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2010 · Amount on Record
Deed SaleJun 1, 2010 · Amount on Record
Prior SaleApr 7, 2009 · Amount on Record
Deed Document Number201078961
Deed Book / Page3991 / 1186
Last Transfer DateDec 4, 2023
Transfer Doc0065141035
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 5, 2023
Property Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Document Number0065141035
Book / Page6514 / 1035
Map ReferenceMB 14 PG 67-73
Instrument DateDec 4, 2023
Instrument2023158463
Transaction TypeTransfer
Record UpdatedJan 4, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

Mortgage

Document Number0061071278
DateDec 14, 2021
Book Page6107/1278
Instrument2021192532
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,658.00 (-32.33%)$226,141 (+5.99%)$430,300 (+4.19%) Land $80,000 Building $350,300
2024$9,839.00 (+56.15%)
2023$6,301.00 (+6.04%) Homeowner's exemption$213,367 (+3%)$413,000 (+9.35%) Land $70,000 Building $343,000
2022$5,942.00 Homeowner's exemption$207,153$377,700 Land $65,000 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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