3317 Schoolhouse Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3317 Schoolhouse Rd, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,883 sqft · built 2006
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Jun 2025)
Tax Bill	$9,607 (2025)
Deeds & Mortgages	Jun 2025 Sale & Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263226120001C110`

Property Details

APN / Parcel Number

Primary APN	`30263226120001C110`
Alternative APN	`114321`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,883 sqft Heated Area
Gross Area	4,047 sqft
1st Floor Area	2,308 sqft
Upper Floors Area	575 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Finished
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	114321
Street Address	3317 SCHOOLHOUSE RD
City	HARMONY
State	FL
Zip	34773-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 110C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2612
Legal Block	1
Legal Lot Number	110C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2089
Census Tract	43801

Owner

Source: Osceola County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	117 BROADWAY # B, B, KISSIMMEE, FL 34741-5713
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Warranty Deed, Transfer · Line of Credit SOUTHSTATE BANK NA
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	2025081321
Deed Book / Page	6811 / 734
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 30, 2025
Property Address	3317 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Document Number	0068110734
Book / Page	6811 / 734
Map Reference	MB 14 PG 67
Instrument Date	Jun 17, 2025
Instrument	2025081321
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9058 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROADWAY # B, B, KISSIMMEE, FL 34741-5713

Mortgage

Document Number	0006811736
Date	Jun 30, 2025
Instrument	6811/736

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2022
Property Address	3317 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Document Number	0062400998
Book / Page	6240 / 998
Map Reference	MB 14 PG 67-73
Instrument Date	Jun 24, 2022
Instrument	2022099544
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15866 115TH AVE N, 15866, JUPITER, FL 33478-6763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

Mortgage

Document Number	0062401000
Date	Jun 27, 2022
Instrument	6240/1000

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,607.00 (+5.5%) Homeowner's exemption	$438,970 (+5.99%)	$493,800 (+4.02%) Land $80,000 Building $413,800
2023	$9,106.00 (+1.65%) Homeowner's exemption	$414,174 (-3.86%)	$474,700 (+10.19%) Land $70,000 Building $404,700
2022	$8,958.00	$430,800 Land $65,000 Building $365,800	$430,800 Land $65,000 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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